<span style="text-align: justify; color: rgba(0, 0, 0, 0.9); text-transform: none; text-indent: 32px; letter-spacing: 0.57px; font-family: mp-quote,;" initial;"="" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" inline="" none;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" sc",=""> 为深入落实大连金融监管局普惠金融高质量发展工作部署，紧扣国家金融监督管理总局“稳投放、优结构、提质量、可持续”总体工作目标，8月21日大连市银行业协会组织召开全市银行业普惠金融工作行业交流座谈会。大连金融监管局相关部门负责人、大连市银行业协会相关领导，辖区32家银行普惠金融部门负责人参加本次会议。

<span style="text-align: justify; color: rgba(0, 0, 0, 0.9); text-transform: none; text-indent: 32px; letter-spacing: 0.57px; font-family: mp-quote,;" initial;"="" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" inline="" none;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" sc",=""><p style="margin: 0px; padding: 0px; outline: 0px; text-align: justify; color: rgb(62, 62, 62); text-transform: none; text-indent: 2em; letter-spacing: 1px; clear: both; font-family:;" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" new",="" sc="" pingfang="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 1em;="" visible;=""><span style="margin: 0px; padding: 0px; outline: 0px; color: rgba(0, 0, 0, 0.9); line-height: 1.6; letter-spacing: 0.03em; font-family: mp-quote,;" normal;="" !important;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" leaf="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" visible;="" 17px;="" sc",="">座谈会全面总结我市银行业普惠金融阶段性工作成效，交流推广先进实践经验，梳理剖析普惠小微业务共性堵点难点，进一步统一行业工作思路，优化金融服务模式，提升全市普惠金融整体质效。

<p style="margin: 0px; padding: 0px; outline: 0px; text-align: justify; color: rgb(62, 62, 62); text-transform: none; text-indent: 2em; letter-spacing: 1px; clear: both; font-family:;" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" new",="" sc="" pingfang="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 1em;=""><span style="margin: 0px; padding: 0px; outline: 0px; color: rgba(0, 0, 0, 0.9); line-height: 1.6; letter-spacing: 0.03em; font-family: mp-quote,;" normal;="" !important;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" leaf="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 17px;="" sc",="">会上，中国建设银行大连市分行、中国农业银行大连市分行、中国工商银行大连市分行依次作经验分享。建行介绍“小升中”梯度培育模式，实行一户一策、严守合规底线；农行深耕供应链金融，落实“一链一策”，组建专项服务团队；工行搭建多维激励机制，充分激活基层队伍动能。三家银行立足业务实践，围绕客户梯度培育、供应链服务、基层队伍激励分享实操经验，为全行业提供可借鉴的实践样本。<p style="margin: 0px; padding: 0px; outline: 0px; text-align: justify; color: rgb(62, 62, 62); text-transform: none; text-indent: 2em; letter-spacing: 1px; clear: both; font-family:;" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" new",="" sc="" pingfang="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 1em;=""><span style="margin: 0px; padding: 0px; outline: 0px; color: rgba(0, 0, 0, 0.9); line-height: 1.6; letter-spacing: 0.03em; font-family: mp-quote,;" normal;="" !important;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" leaf="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 17px;="" sc",="">协会普惠金融工作委员会各成员单位开展交流研讨。各银行紧扣“稳投放、优结构、提质量、可持续”目标，梳理普惠业务工作亮点，剖析业务实现难点，结合自身经营实际，从信贷供给、结构调整、风险防控、行业自律、政策配套等方面提出务实建议，凝聚普惠金融转型发展行业共识。<p style="margin: 0px; padding: 0px; outline: 0px; text-align: justify; color: rgb(62, 62, 62); text-transform: none; text-indent: 2em; letter-spacing: 1px; clear: both; font-family:;" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" new",="" sc="" pingfang="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 1em;=""><span style="margin: 0px; padding: 0px; outline: 0px; color: rgba(0, 0, 0, 0.9); line-height: 1.6; letter-spacing: 0.03em; font-family: mp-quote,;" normal;="" !important;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" leaf="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 17px;="" sc",="">会议最后，大连金融监管局普惠金融处孙丽敏副处长作总结发言。解读2026年普惠金融监管导向，通报上半年普惠金融业务运行情况，并对下一阶段工作提出四点工作要求：一是规范存量客户分类处置，搭建存量清退客户协同承接机制；二是开展行业融资覆盖提升行动，提高无贷企业融资覆盖率；三是深入实施小微金融能力提优2.0工程；四是做好各项惠企政策落实。要求各银行机构要找准自身定位，统筹业务发展与风险防控，坚持做真普惠、真做普惠，合力推动辖区普惠金融业务行稳致远。<p style="margin: 0px; padding: 0px; outline: 0px; text-align: justify; color: rgb(62, 62, 62); text-transform: none; text-indent: 2em; letter-spacing: 1px; clear: both; font-family:;" initial;="" 0px;="" normal;="" 255);="" 255,="" rgb(255,="" 2;="" !important;="" 400;="" 16px;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" new",="" sc="" pingfang="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 1em;=""><span style="margin: 0px; padding: 0px; outline: 0px; color: rgba(0, 0, 0, 0.9); line-height: 1.6; letter-spacing: 0.03em; font-family: mp-quote,;" normal;="" !important;="" sans-serif;="" arial,="" yahei",="" "microsoft="" ui",="" yahei="" gb",="" sans="" "hiragino="" neue",="" "helvetica="" blinkmacsystemfont,="" -apple-system,="" system-ui,="" pingfang="" leaf="" break-word;"="" 0);="" 0,="" rgba(0,="" border-box="" 100%;="" 17px;="" sc",="">本次座谈会搭建起监管与行业、同业机构之间高效沟通的交流平台。下一步，大连市银行业协会将发挥行业纽带平台作用，传导落实监管工作要求，推动会员单位转化运用本次会议成果，锚定“稳投放、优结构、提质量、可持续”工作目标，持续优化小微金融产品供给，补齐业务发展短板，强化行业协同自律，不断提升全市普惠金融服务质效，为地方实体经济高质量发展注入金融活水。